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Heather Berry

Senior Loan Officer

NMLS#2299252

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How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Welcome To LoKation Mortgage

At LoKation Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Meet Heather Berry

Heather Berry is more than a mortgage broker — she is a strategic home financing advisor, trusted partner, and long-term advocate for her clients’ financial success.

With over 20 years of experience spanning real estate, sales leadership, and mortgage lending, Heather brings a rare full-transaction perspective to every deal. She understands not just the loan — but the contract, the negotiation, the inspection, the appraisal, and the timelines that protect your purchase. That means smoother closings, fewer surprises, and smarter financing strategies built around your long-term goals.

As a Senior Mortgage Broker and Realtor, Heather specializes in helping first-time buyers, move-up buyers, investors, and self-employed clients navigate today’s complex lending landscape with clarity and confidence. She works with multiple wholesale lenders, allowing her to shop rates, structure creative solutions, and tailor loan programs to fit each client — not force clients into one-size-fits-all boxes.

But what truly sets Heather apart is her relationship-driven approach. She believes mortgages should feel strategic — not stressful. Every client receives personal guidance, proactive communication, and education that empowers them to make smart decisions long after closing.

Whether you’re buying your first home, building your investment portfolio, or simply looking for a smarter mortgage strategy — Heather Berry is here to help you move forward with confidence.

Because your mortgage should work for your life — not the other way around.

Our Satisfied Clients

Latest Blog Posts

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The LoKation Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The LoKation Mortgage Address

Contact Us:

Phone: (303) 827-8659

Address: 402 Main Street
Longmont, CO
80501

 

Concierge Mortgage Hours:

By Appointment Only
Mon–Fri | 9AM–6PM

After-Hours, Weekends & Virtual Appointments Available

Private, scheduled consultations designed around your schedule — because your time matters.

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.